Know where your portfolio breaks before the market does.

An independent review of concentration, hidden overlap and downside sensitivity, with concrete moves to strengthen the portfolio.

Pickel Fintech provides independent portfolio consultancy for investors and investment teams. The output is a clear map of how a portfolio really behaves: concentration, risk structure, downside sensitivity and the gaps in diversification, with concrete moves to strengthen it that your team can execute now. The work is done by Tom Pickel, CAIA.

Who this is for

  • Individual investors with meaningful portfolios
  • Investment teams and advisors who want an outside read
  • Founders and operators managing treasury or personal capital

What you get

  • A concentration and hidden-overlap analysis
  • A risk-structure and factor map
  • A downside-sensitivity read
  • Concrete moves to strengthen the portfolio

How it works

  • Share your holdings, weights and constraints
  • We agree on what a useful answer looks like
  • You receive the map and the concrete moves

Common questions

What do you look at?

Concentration, hidden overlap across holdings, factor and sector exposure, downside sensitivity and the gaps in diversification.

Do you manage money?

No. This is independent analysis and recommendations. You or your team execute the moves, with no commissions and no agenda.

How is this different from Souppe?

Souppe is the self-serve portfolio risk analysis product that scores a portfolio and suggests securities. Portfolio consultancy is hands-on, bespoke work scoped to your specific situation.

What do you need from me?

Your holdings and weights, and the questions or constraints that matter to you.

Related work: self-serve portfolio risk analysis (Souppe), an independent alternative investment analysis for private-market sleeves, or a single call through an investment decision memo. See the full advisory practice.

Want to see where your portfolio really breaks?

Send a short note about the portfolio. You will get a clear next step and an independent review.

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